The question is will they grow out of it?

There's huge demand for this space as more people age and need these types of living environments.

It really comes down to the individual property as well and how well it's been maintained/age of the current capex items.In most cases though on single family homes, for maintenance and capex I like to use at least $150 each for both of those per month.

Many of our clients maintain another business or income stream while growing their real estate portfolio.

Brokers that sell whole life often get huge huge commissions for their sales and so from my experiences brokers do tend to push them pretty hard, even when they're not a great fit for the huge majority of people.The cash value doesn't grow fast at all, and you'd almost certainly be better served investing that cash into more of your other assets or even just into Treasury bonds.Not investment advice, just my opinion. 

The age old tactics haven't changed...- Waiving inspections, "As Is" or shorter inspection period. - Cash is always king.- Appraisal gap.- Higher EMD or nonrefundable.- Flexible closing.- Lease back after closing (for a short period). 

Do your research and find the right one if you plan to grow. 

Yes, you could move across the country to a market that may be growing faster. 

I pay my minor children for working in my company and as long as they stay under the standard deduction they pay zero tax on the income most/all of which goes into their Roth IRA's which grows tax free and comes out tax free.

Higher than every stress test the office market has lived through in 25 years.The office sector is going through a real correction—finally forced to reckon with remote work, hybrid schedules, aging Class B/C properties, and loans written on 2019 assumptions.