You either need to meet those thresholds personally or partner with someone who does.It’s also crucial to understand the difference between recourse and non-recourse loans:Recourse loans: You’re personally on the hook.

It seems like you may have something personal against Thach.

Im a local Chicago area investor and joined eXp Realty to specialize in representing investor buyers and to do a few personal "commission free" deals per year.

His church website is asking for donations to the church and to HIMSELF personally.

Focus on becoming that person!

The thing that sticks out and this is your personal preference but please consider protecting your primary home funds if you are not legally married.

I find that when people know that their partner has a face, they tend to be more accountable because any recourse event would feel more personal.

Next, persons loosing jobs. 

Non-recourse lendershttps://www.biggerpockets.com/member-blogs/2810/50272-list-of-non-recourse-lenders-for-self-directged-ira-and-401kSolo 401khttps://www.biggerpockets.com/member-blogs/2810/21298-solo-401k-advantagesSdira self directed ira https://www.biggerpockets.com/member-blogs/2810/blog_posts/28450-real-estate-iraProhibited Transactionshttps://www.biggerpockets.com/member-blogs/2810/44738-prohibited-transactions-for-a-self-directed-solo-401k-or-checkbook-iraDisqualified Personhttps://www.biggerpockets.com/member-blogs/2810/47960-disqualified-person-in-a-self-directed-ira-or-401k

Personally I think that over-analyzing or analysis paralysis can lead to missed opportunities or poor decision-making.