.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelry, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report).

Im looking to share my journey with someone that has experience building their portfolio by acquiring single family homes the old fashion way, getting a traditional loan in most cases with 3% down or 5%...

What's the best way of connecting with an equity partner in this fashion?

But the less an owner understands his business, the more likely he'll fall victim to employee theft or incompetence in whatever fashion it takes.

I also could be old fashioned (I am a gen Xer 47) but I do not believe young people today have the opportunity to get married and buy a home like they have in the past. 

Then, magically, your loan will payoff in exactly 30 years in the fashion you expect with the amount of total interest you expect.

You are correct many ask for help to late and those that do typically are dealing with the larger servicers who may or may not be getting responses in a timely fashion to come to a resolution

Non REI assets don’t provide the appreciation or cashflow in a timely fashion to cover those risks.  

I am also looking to get into real estate in some fashion and would love advice on what is best to do at my stage in life? 

Save the money the old fashioned way or don't do it.  2.