It depends on your goals, your time, commitment, and personal preference.

We cannot do a DSCR loan, which would be preferred, but they consider it a rural location and will not invest.

Quote from @Charles Kennedy: 💭 Question for Note Investors:When buying non-performing notes, do you prefer to rework/modify the loan or go straight for foreclosure and property?

I would like to get my real estate license ASAP because I prefer to have it before starting to buy properties (I know it is not a requirement).

The IRS (and courts) prefers evidence created when the work actually happens, not a spreadsheet reconstructed months later.

With an electric unit, will some say they miss or prefer the nostalgia, look, feel of real vs electric?

I don't know how other people feel about their interaction with A.I.

@Ashley Dos Santos I prefer using a bank where I already have a relationship, as it makes the application process easier.

Some investors sell notes they hold to unlock liquidity for new projects like flips, while others prefer to keep them for steady income.I’m curious about your experience:Have you ever sold a performing note?

For multifamily or mixed-use, have you had better experiences with agency-backed loans (Fannie/Freddie) or with private lenders who move faster?