When a borrower can qualify for a conforming (fannie/freddie) loan, the conforming loan is almost always a better deal vs an FHA loan from a bang-for-the-buck perspective.

I’ve been seeing more investors use asset utilization loans lately, qualifying based on their liquid assets or portfolio instead of income or tax returns.For experienced investors or self-employed borrowers, this seems like a powerful way to unlock equity and keep scaling even when write-offs limit income on paper.Has anyone here closed a deal using this type of financing?

These advantages become even more significant if you qualify for Real Estate Professional Status (REPS).A common assumption is that when you sell a rental, you pay capital gains tax (typically 15–20% depending on your bracket) on the gain after basis.

It sounds like you’d definitely benefit from doing a study since your wife qualifies as a real estate professional.

Has anyone invested in a tiny house and qualified for five times of the accelerated depreciation? 

.👉 Why it matters: Lower inflation means less pressure on rates — and that can help more buyers qualify, reopen stalled deals, and boost fall and winter activity for agents.🏡 September Existing Home Sales Tick HigherExisting home closings rose 1.5% from August and 4.1% year-over-year, according to the National Association of REALTORS®.

Since bonus depreciation was 100% back then, combining a cost seg study with a 3115 adjustment could give you a big first-year deduction boost.Just make sure the study is done by a qualified firm and reviewed by a CPA who understands how to apply it.

There are much more than "Airbnbs" that qualify for all this.

Good evening, Lance,If you want to find a qualified appraiser, go to the Appraisal Institute website and select Find an Appraiser. https://ai.appraisalinstitute.org/

Goal: spark qualified showings without looking like we’re chasing and keep room for normal credits/concessions if needed.Questions for local buyers/investors:1) In Nov–Dec, which list would you choose for this profile: high-$710s or low-$710s (same $700–$725k portal band)?