Challenges?

This expansion is largely driven by traditional banks scaling back lending activities, prompting borrowers to seek alternative financing options.Key developments include:Increased Interest Rates: Higher rates have made private credit more attractive, offering yields above 10% for investors.Regulatory Changes: New compliance requirements are being introduced to ensure transparency and protect borrowers.Market Liquidity Concerns: Some private lenders are facing liquidity challenges, raising questions about the stability of the sector.Given these dynamics, I'm interested in hearing from the community:How have you adapted your investment strategies in response to these changes?

PM will take a long time to save money as it's not a high paying gig, wholesale requires a lot of upfront time and effort and you likely wont see the yield for 6+ months, the market is too challenging right now for flip imho.

ive been writing 20 every evening for the month of October, play a movie or podcast in the background and next thing you know you wrote 40 in 1.5 hours. lol it's actually fun to get away from all this tech and just try a new challenge and marketing avenueim writing to a list of code violations i found in my county.you got a particular list you're sending them to? 

Challenges?

Challenges?

There is an occasional thread on BP where the vendor has a system crash of technical glitch and transfers are delayed.

Others say funding is the real bottleneck.As investors, where do you think the real challenge lies today—and how are you solving it?

My Ultimate Goal: build a brand that will be trusted and recognized for challenging the standard of American housing, one house at a time. 

See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy + tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.