Don't go for low hanging fruit. 

On the topic of the Data Center: To shed a little information without revealing too much: I would beware putting too many of your eggs in that colossal data center basket.  

If you’re standing in a long line somewhere and it’s taking forever to get through, look at the person behind you and say, “I always seem to choose the slowest line,†or if you have a full basket, say “I only came in for one item.†These kinds of icebreakers are magical in getting others to be willing to talk to you.

I'm not sure how many HML's are on these boards, but I would love to get some information from you.I'm thinking about lending, as I have quite a bit of extra capital that is collecting all .45% sitting in MM Savings Accounts.Instead of putting all my eggs in one basket, I think I'd like to branch out.

I never thought I would be were i'm at today.I have to learn to slow down and enjoy the fruits.

I will study until I'm comfortable and then fill my basket carefully.

It has proved fruitful and it's also a great tool, but I prefer the HELOC overall because in a cash out refi, there's additional closing costs (more than a HELOC), and there's more scrutiny to getting that cash.

Added bonus; all those classes usually count towards a RE license, so I got one of those with little effort.In my experience, the tougher path usually yields the best fruit.

Others have mentioned "signals" that help identify low hanging fruit (e.g., no online presence and w/in 5 miles of superwalmart), but I'm still wondering if their is an intermediary stage in financial analysis before digging into the expenses.

You never want to put your eggs in one basket.