Btw whoever simulated these changes in Fed office, is extremely genius.

Although behavioral patterns can be used to simulate or predict when anyone is in foreclosure or is likely to BE in foreclosure, as I said before, foreclosures and absentee owners and etc. etc. doesn't induce motivation.

However, a lot of simulations I did with apartments give me <$100/month cash flow at ~$900/month rent.

Cash flow and appreciation.In general, even leveraged cash-flow property can not outperform S&P in total return because their appreciation  for 16 years is so low in term of absolute dollar (due to R&M).While leveraged appreciated market could outperform S&P in many ways, in gross it's similar to be having 15% CD in environment where yield=2% One could simulate this using ZHI.Property that can beat S&P is always always expensive top tier homes price 300K in 2009-2010 and appreciates more than 20% IRR from that time.Once IRR is below 10%, S&P would perform better because its appreciate 7-8% annually ( even better if one absent not to particpate during the bad times).

Remember, we are a billion times more likely to be living in a simulation of a universe on some alien teenager's computer than living in an actual universe anyways, per the academic philosophers, (Nick Bostrom in his 2003 paper, “Are You Living in a Computer Simulation?) 

Ask your loan officer to run simulations with the credit bureau from which they pulled the report.

Painting the pipes I learned when I started lending money in Detroit.. and they painted them grey to simulate lead pipes I guess.. but white works as well. 

It may be a simulation but certainly not a movie or a song.

Run some Projects with MSB.ai for AI engineering simulations and Hago Energetics to advance previous CO2 conversion work.

They let you simulate how your credit score is affected if you make certain changes - close a card, pay down debt, etc.