----signed, Reformed Middle School Teacher :)

The law provides for remedies for lost physical security instruments and notes, they can be re-formed or affirmed as lost or destroyed and still carry the same legal rights they always have.

The Proposal establishes mechanisms to provide the nonbank covered person a reasonable opportunity to respond to the Notice.According to the Bureau, the proposed procedures would provide a recipient of a Notice (respondent) with a more robust process than required by Section 1024(a)(1)(C) in Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.

Personally I think this type of investing requires a more hands-on-learning approach.Like many have stated, the idea is to buy a non-performing note at a discount, contact the borrower (within consumer protection guidelines), negotiate a win-win-win solution, collect payments.The idea of it sounds easy enough, but the actual practice will require much more in depth understanding of the rules and regulation as to what you can or cannot do.Suggested Reading, Fair Debt Collection Practices Act: http://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text 

On top of that even if they are reformed and stuff like that they are still going to be harder to employ then the general public.

I don't have the patience, determination, and/or ignorance to try and enact social change on the scale of inner-city education reform.  

Aside from  the introduction of more tedious reform, the nonsensical greed practiced by the individual in the article is of no consequence to me.  

Now is your chance to participate.Recent tax reform proposals seek to limit or eliminate current law Section 1031 deferral of capital gains tax liability on like-kind property exchanges.

@Dan Hunter Texas tackled a lot of property tax reform in the last legislative session and it will likely be a top priority this time as well.

I am all for some reform to policing but its more about setting the right standards and  teaching de-escalation techniques then taking away any weapons.