@Benjamin Williams I missed where you said you’re a comp sci major.

It does not matter as much on the term we use for each milestone as it matters that we track it and are intentional about our savings and investing.https://www.choosefi.com/032-milestones-fi/

FI and doing your own thing is way too lonely for L&B folks.

I know that, today, if I were to retire, quit or be canned, my investment income outpaces my expenses by a decent number, so by that guideline I'm already FI (financially independent).

Im not really sure when Ill get myself an actual non-work vehicle, probably when I achieve FI ill reward myself.

What’s the difference between a traditional cash out re-fi, and delayed financing?

I just finished podcast 290 about 7 Paths to FI.

Atmospheric rivers can be catastrophic and are just getting worse. https://environment.yale.edu/news/article/urban-heat-not-a-m... https://www.ppic.org/publication/water-use-in-california/#:~...https://www.arizonawaterfacts.com/water-your-factshttps://www.epa.gov/climatechange-science/impacts-climate-ch...https://www.usgs.gov/special-topics/water-science-school/sci...

I don't think we all need to go the FI way and live in a POS our whole life, eating beans and rice and clipping coupons. 

Money Mustache (blog) - required reading for anyone who is interested in FI/RE, frugality, or relentless self-improvement.- Your Money or Your Life - was and is the basis for many of the ideas that turned into the FI/RE movement.