I agree that fatherless households is a huge problem that’s not being addressed in depressed areas of our country .

On top of that, he's been through something like 6 or 7 recessions where he might have seen the value of a lower minimum monthly payment over the lower rate: households have monthly budgets, the ones calling him for a fire sale listing back in '89 (S&L crisis) or '01 (dot com bubble) were the ones with the higher monthly payments, not the ones with the higher rate.

Helocs, household debt, consumer debt, and national debt is at all time highs.

The american household is the strong pillar in our economy.

The city's median household income of $31,843 a year is well below the U.S. median of $57,652.There are likely many factors that contribute to low incomes in the area, though one of the most significant is employment.

With 10 of the too 20 counties as measured by median household income in the DC area (and that doesn't count DC proper as it isn't a county) I find every one I know here has a high paying job.

A startling number of American households are currently not paying their mortgages.

At the Wise household we're currently on day 3 of a 14 day sleep training program for our 7 month old.

However, I've seen loans pulled at the last minute when the bank found out one of the borrowers had lost their job, or the couple went out and bought a household of furniture on credit before closing, things like that.It's a commercial loan, so I am not sure if that matters or not.  

I'm SERIOUS about a three way 'win-win...' vs. burning the seller and/ or buyer, and with 124 million US households alone, that's perhaps 5 million residences that fall into that 80%+ who can't 'qualify' for a mortgage today, and once the next 'correction' hits, I suspect that 'owner financing' will again grow in both public awareness... and then popularity and use???)