For insurance, most duplex investors I work with in that part of Dayton are around $1,200–$1,800 a year depending on coverage and the age of the property.

At your age, if you can max out an IRA every year (7k max unless the amount you earned that year is smaller), that would be a great place to start.

I’d prefer someone investor-friendly who understands rental properties, DSCR loans, and how to structure ownership as I plan to grow my portfolio. 

Yes, you could move across the country to a market that may be growing faster. 

That kind of shift always creates leverage for people who understand timing.NAR’s latest Confidence Index reinforces that the market is active beneath the surface:• 2.1 offers per listing• 19% selling over list• 29% cash• First-time buyers at 32%• Typical contract: 30 daysAnd Louisville’s numbers are telling a story of their own.Louisville Market (Today)Active listings: 3,498Inventory is tightening.Listings sitting 60+ days: 1,448That’s 41.3% of our entire market aging out.Multifamily inventory: 101Sitting 60+ days: 59That’s 58.4% of multifamily stuck in place.When this many properties cross the 60-day line, it doesn’t mean the market is weak.

I pay my minor children for working in my company and as long as they stay under the standard deduction they pay zero tax on the income most/all of which goes into their Roth IRA's which grows tax free and comes out tax free.

I am under 18 years of age and I am trying to set myself up for success after schooling.

Higher than every stress test the office market has lived through in 25 years.The office sector is going through a real correction—finally forced to reckon with remote work, hybrid schedules, aging Class B/C properties, and loans written on 2019 assumptions.

There are a lot of small details and nuggets I’ll be coming back to as I grow my portfolio. many real estate books are just investors talking about how great they are.That’s for sure!!

It gives me room to grow quickly as long as I make a good decision with the heloc.