They’re convenient, but the downside is you often don’t get the full SSN or DOB for your records.If you ever need to collect on a debt or get a judgment enforced (like garnishing wages), having the full SSN and birthdate makes things much easier for your attorney or collection agency.

Now it’s comfort, convenience and or luxury.    

Now that I have kids, LVP is clearly the more convenient option.

I keep coming across listings that are already tenant-occupied, and I’d love to hear from others who’ve been down this road.On one hand, it seems convenient — instant rent, no vacancy, and less work upfront.

Great for convenience.

I had a mortgage company where they tried to charge me a convenience fee if I made a payment online.

I’ve got a solid relationship with a great lender and while I could probably find slightly better terms somewhere else the convenience of always having the same point of contact, always being able to talk to a decision maker if I need help, and having a lender who values me and my business just wins out every time over trying to get the lowest possible rate with hours of comparison.

Those in city limits are priced aggressively, so appreciation will be a bit of a gamble - may happen, may not. 

Those extra steps catch fraud, false documents, and applicants who might otherwise slip through.In short, don’t just “check the box” because a package looks convenient—make sure the data behind it is accurate, current, and reviewed by people who understand housing compliance.

I have even seen divorce, gambling and drug addiction destroy 20 year businesses.