Does anyone have experience with this company or using them for a DSCR loan?

I am a licensed NMLS Loan Officer but with fix and flip, new construction DSCR I go outside my company's NonQm lenders too many overlays.

So far I have a location  and buy box from the company that will be renting my properties long term, they will sign 5-7 year lease.

Is there a company I can go with to take a loan out against my 401k as I have 2 from previous employer I need to combine to a new one which would be helpful if I could use that to pull cash against. 

Repair Budget: $45k–$65k to complete construction and finish-outProjected All-In: ≈ $320k or lessProjected ARV: $380k–$425k based on local 3k sf compsExpected Rent Post-Reno: $2,300–$2,600/mo (Hephzibah 5-bed band)Financing Plan100% Disabled Vet → No VA Funding Fee30-yr fixed VA Renovation loan ≈ 6.25% interestRepair escrow to cover MPR items (post-closing completion)Questions for the community1.

DSCR loans are great - if you are originating them you will want to make sure you connect with a good aggregator as some are good and some are awful to deal with.

We also hold our fix and flip/rehab and ground-up loans on balance sheet.

The downside is making sure the seller’s lender doesn’t call the loan due and that all paperwork, especially disclosures and insurance, is airtight.

The way these lenders work usually is that there is a Loan Officer out front who on boards you and they are your "rep" for the loan, then that loan officer has a processor who will gather what is needed from you to complete the loan file for the Underwriting team which is a totally separate department and then they do their thing and then when it comes out the loan is voted on by the committee who has final say for approval. 

Every investor has their preference — lower points, shorter terms, or more flexibility during rehab.If you could design your ideal loan product, what would it look like?