Not including original downpayment. 

I’m an expat investor, just starting out, based in Brazil (American originally), and I’m trying to structure my portfolio in a way that makes sense given my tax situation.

By way of introduction, I’m Ebonie Beaco, NMLS #2389954 — Mortgage Loan Originator, Real Estate Investor, and Business Consultant with 25+ years of experience in real estate, marketing, credit strategy, and helping both new and seasoned investors scale their portfolios.

New member here from Tucson 👋BiggerPockets is actually what first got me into real estate investing, so I’m really excited to finally join the community instead of just lurking.I’m thinking about starting a local investor club in Tucson and wanted to pick the brains of the folks here:What originally brought you to BiggerPockets?

Not so good news for all the people who depend on volume and velocity of transactions, from loan originators to furniture companies to real estate agents. 

I see 5 months have passed since you originally posted.

Hello,My name is Drew, I recently moved to the OKC area (from Tulsa originally), I've been seeing a lot of videos and getting into the wholesaling market, but nervous to pull the trigger and get under contract for the first time...

Property Snapshot Location: Englewood, CO (80110)Lot: Corner lot — 0.28 acresMain Level: 2 bed / 2 bath (both full size)Lower Level:- 2 bed / 1 bath- Full kitchen & dining area- Private entranceAlready finished when purchased — layout retained and restoredParking: Dedicated access for the lower levelRenovation approach: restored original layout & kept character intact rather than gut itPossible Buyer Profiles I’m Considering1.)

I could easily offer a 5.75% for a lot less than 3 points but they get laser focused on the rate they miss all the junk fees, and broker fees, and origination charges, and points.To your point though, speed is important, but even more important than that, to me, is actual ability to close. 

Hi everyone,With reports suggesting 2025 could be one of the slowest years for U.S. home sales in history, I’m curious how active investors are adapting.Some approaches I’ve been noticing:Shifting focus from flips to long-term rentalsTargeting deeper discounts or off-market dealsHolding properties longer than originally plannedUsing creative financing options to close dealsI’d love to hear from seasoned investors: What strategies are you using right now to navigate this unusual market?