It’s more work on the front end, but you keep the entire spread and avoid the resets and percentage fees altogether.And completely agree on December.

Do you keep a flat basis point payout across both products, or scale it depending on the loan type?

They tax based on a percentage called the assessment ratio.Example: Market Value: $300,000. 

  =)you need to conservatively run your own numbers, and use actual numbers and not percentages. 

I don't collect any money directly, my payout is still from Airbnb. 

As soon as those unprepared hosts get their next payout and see their profits chopped, they'll scramble to raise rates.

I want my underwriting to be conservative and would likely use no higher than 5% after the 5 years at zero forecasted appreciation.5% could cover the realtor (in San Diego sellers are still paying buyers realtor at a large percentage - enough that my realtors state that the lawsuit mostly has only resulted in process changes) without any necessary work or closing costs.  

Yes, Jordan, the percentage can vary widely depending on many factors.

Under Oregon law, landlords may not raise rent more than once every 12 months, and the maximum allowable increase is determined by the lesser of 7% plus the annual change in the Consumer Price Index (CPI) or a percentage set by state law.""

You’re definitely right about that.Question: On the contingency reserve, do you typically budget a percentage of renovation costs (10-15%), or a flat amount based on property age/condition?