There is very little court action around ESA, I know I don't want to be the first person to get stuck with defending a lawsuit. 

Rarely are there claims worth pursuing personal assets.

Local person already in a small lot subdivision.  

My name is Chase Busick, & I started investing in early 2014 while in the military, by aggressively increasing my savings rate (as I am a pretty minimal person) & sacrificing thousands of hours of my time, energy, & money in self education.

When I buy my primary home it has to fit my PERSONAL needs.

I can't see how they can tell if days were blocked for personal use or a rental.

.• Is it easier to finance as a Canadian using a DSCR loan, a foreign national loan, or personal income, and can projected STR income be used?

I've inherited a modest real-estate portfolio: 23 doors across 2 multifamily properties, 3 SFH long-term rentals, 2 condo long-term rentals, and 2 single family homes that were personal use that I'd like to transition to short-term rentals.

Even if you have a LLC, the LLC would get sued but the person who is responsible is you.  

I think RE is a great long-term wealth vehicle but I also think you should do what you know, especially when you are starting out.