Now they are telling me (condescendingly) they have to get their licenses approved and this is Oak Parks process and it’s not their fault.

I don't know how the lending process works if someone doesn't get approved or whatever the case may be. 

I already have the plans for the homes, and the site plans.I need assistance with the proforma and then to determine if build and hold or build and sell is the better option, so the financing part so the loans will be approved.  

North Bethesda was also just approved for a new 5 bay Fire Station expected to be completed by 2029 (Source)This clearly leaves a lot of development left to complete based on the original plans for the Pike District, and much of it is already lined up in the pipeline to deliver in the coming years, which will lead to continued transformation of the area with new retail, office, housing, and hotels.

The hard money lender has already approved $152,200, which includes the full rehab budget and most of the purchase price.On my side, I’ve got skin in the game through holding costs and I’m personally guaranteeing the hard money loan.

HELOC is approved and will be using for short term (3-5yrs), DSCR still not approved.

I got a pre-approval letter for 700k for my first property as primary residence.

But that's what it will come down to for the approval.

By 1980 -81, almost all new loans required lender approval for assumption.  

Especially without approval from anyone?