With real-estate wholesaling the primarily goal is to find "off-market" properties so that you can get it under contract typically for less than it would be purchasing it on market via a realtor.

Typical terms we’re seeing: Loan sizes: $10M–$250MUp to 80% LTC on acquisitions / value-addUp to 75% LTV on refis (cash-out available)SOFR + 450–650bps (all-in ~8–10%)18–36 month terms, extensions availableTerm sheet in ~72 hours, fund in 10–21 days1–2 pts origination rolled into closing  Why it matters: sponsors who can recycle equity faster often see 3–5% higher IRR simply by closing earlier than the competition.

Let us know your typical per-square cost for labor and materials.

Property Condition & Amenities: it’s important to, “Maintain to the Neighborhood.”Key metrics for each Property Class:Class A Properties:Tenant Pool: Majority of FICO scores 680+, no convictions/evictions in last 7 years.Tenant Default: 0-5% probability of eviction or early lease termination.Section 8: Class A rents are too high and won’t be approved.Vacancies: 5-10%, depending on market conditions.Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Class B Properties:Tenant Pool: Majority of FICO scores 620-680, some blemishes, no convictions/evictions in last 5 years.Tenant Default: 5-10% probability of eviction or early lease termination.Vacancies: 10-15%, depending on market conditions.Cashflow vs Appreciation: Typically, 1-3 years for positive cashflow, balanced amounts of relative rent & value appreciation.Section 8: Class B rents are usually too high for the Section 8 program.Class C Properties:Tenant Pool: Majority of FICO scores 560-620, many blemishes, but should have no convictions/evictions in last 3 years.

This new build now cash-flows with less money down than typical or, as a flip it makes six figures.The reason why this works: In Boise, building lots are selling for minimum $150k to builders, and up to $350k+ depending on location.

Property Condition & Amenities: it’s important to, “Maintain to the Neighborhood.”Key metrics for each Property Class:Class A Properties:Tenant Pool: Majority of FICO scores 680+, no convictions/evictions in last 7 years.Tenant Default: 0-5% probability of eviction or early lease termination.Section 8: Class A rents are too high and won’t be approved.Vacancies: 5-10%, depending on market conditions.Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Class B Properties:Tenant Pool: Majority of FICO scores 620-680, some blemishes, no convictions/evictions in last 5 years.Tenant Default: 5-10% probability of eviction or early lease termination.Vacancies: 10-15%, depending on market conditions.Cashflow vs Appreciation: Typically, 1-3 years for positive cashflow, balanced amounts of relative rent & value appreciation.Section 8: Class B rents are usually too high for the Section 8 program.Class C Properties:Tenant Pool: Majority of FICO scores 560-620, many blemishes, but should have no convictions/evictions in last 3 years.

Typically, FHA lenders look for stable, documented income, which usually comes from employment, self-employment, or other consistent sources.

On the other hand, renovated (but older) turnkey properties can typically be had for cheaper than comparable new builds.2.

Not really sure.Another issue I'm finding is the amount of money - the deals I do are typically about $30,000 and it seems like not many people are willing to lend on such a small amount.

I’d look into a dedicated real estate CRM like Follow Up Boss, LionDesk, or kvCORE.I write a little bit of software, so typically I use my own automation tools.