Our careers have progressed, our kids are grown and (kind of) on their own, our revolving debt is down to zero, and the seed that Kiyosaki planted so long ago has started to grow. 

I've been burned before with programs that promise you everything, and I've grown to learn that information is free.

We're just seeking risk averse passive income at our station in life.All that stated, we have been looking at some home grown (Cali) apartment or multi family investment opps recently which have certainly piqued our interest.

The state's pension and retiree healthcare debt has grown so much over the last 10 years that it's now the primary reason why a full budget deal cannot be done without a return to a 5% income tax and massive cuts.

(Batteries for example)If it can’t be grown it’s gotta be mined.

I was reading the bigger pockets book, that suggested you look at cashflow -- instead of hoping for appreciation.Side note- just curious, is population growth (which cities have grown over a period of 10-15 years) an indicator of the properties in that city appreciating more?

The other side, if you leverage (not over leverage) that same capital and buy a piece of real estate at smart numbers and have a reserve, you allocate a portion of profits after all expenses and replacement reserves to paying off that debt systematically while buying additonal properties atleast when the debt is paid off you are not starting at square , and have grown your net worth.Re-investing can be rewarding and fun, it can also be scary at times if you over leverage and jump in just to jump in.

I just read a post the other day from a CPA who talked about how much his business had grown through BP, and he attributed that growth to not just posting, but providing real value.  

We can print money in the short-term to remain solvent, but at some point that has consequences that are unintended and unpleasant for the standard of living we've grown accustomed to.   

I sold a business and took that money and bought houses back around 2011 and a few years ago 1031'd those into small multi unit properties with big value add that we have completed and out portfolio value has grown significantly.