Our carrier said they had to make up for large claims across the board.  

I am still a novice compared to most folks on here, so that is why I seek advice.There is basically 3 pillars, that make up a "good/great" tenant.

If it would actually sell for, let's make up a number, $400,000 and your realtor fees were 5% to sell and closing costs are $2,000 then your cost of sales would be $22,000 (which is pretty typical) paying off your loan approximately $335,000 assuming you bought in Jan 2023, you would net $400,000 - $22,000 - $335,000 = $43,000. 

In other markets like many west coast were SFRs maybe make up 10 to 15% of all the rentals of course not nearly the demand or need for agents to focus on that. 

Just like any investment option, and particularly with alternatives, you have to analyze qualitative factors like the management team, longevity of the business, track record, and diversification of the assets that make up the DST (ie concentration risk and where they are located).  

As for your rent-to-price ratio question, what you’re seeing is common: markets with higher cash flow often appreciate slower because they’re not as “hot,” while fast-growing markets may lag on rent-to-price ratio but make up for it with equity gains.

My income has decreased from my 9-5 and I desperately need to make up the difference through my real estate portfolio. 

However, I would do the calculations of the new payments if you did a cash out and see if you make up the difference by purchasing another property.For example if your payments go up by $100 a month because of the cash out but you are able to use that money and buy a property giving you $200 a month in cash flow, then the cash out was worth it.

Key is: you have to feed it your thoughts and paragraphs, let it revise it and then read it, to make sure it doesn't alter the essence of what you were trying to say and doesn't hallucinate and make up some non-existent stuff , which is embarrassing if you rely on it and present what it generates as your opinion.   

Make up some of the lower rent difference with a $25-50/mo. pet rent or parking or something like that.