It’s free for landlords (tenants cover any payment processing fees) and lets renters pay via ACH, debit, or credit card.

Lastly, this rate reduction would increase guests disposable income as credit card interest rates would reduce also. 

I think they pay the VA a little and pocket the rest waiting for the house of cards to fall.

Running the renovations on teaser-rate credit cards will end badly for many.

It handles passwords and other types of sensitive information such as credit cards and Social Security numbers.

At 2.9%, that’s almost free money, and you’ll likely earn more elsewhere by keeping it financed.If you can refinance your primary residence into a lower rate, that would make more sense, but given where rates are right now, that might not be possible.I get the concern about being heavily leveraged, but since your rentals are cash flowing, your tenants are effectively covering those mortgages (aside from your primary, of course).If you have any credit card or other unsecured debt, I’d prioritize paying that down first, as those carry much higher rates and compound interest.If the numbers make sense, adding another property could still be a solid move even if it means taking on more debt.

We have done this in the past but the interest rate is going to be above credit card interest rates.

I’ve reached out to over 20 lenders — everything from hard money to business credit lines — and most said “no” until my bankruptcy is discharged or four years past discharge.I’m not looking for personal loans or unsecured business cards — just realistic options for property acquisition or rehab loans where lenders focus on income, deal strength, or collateral value, not just credit history.If you’ve worked with any smaller or more flexible private lenders — even newer companies or individual investors — I’d really appreciate if you could share:Who they are (or at least what type of lender they are)What their approval terms were like (credit requirements, bankruptcy flexibility, etc.)What worked best when approaching them (structure, pitch, documentation, etc.)I know a lot of people in this community have rebuilt after tough seasons — any guidance or names would mean a lot.Thanks in advance for your insight and for helping someone who’s rebuilding the right way.

If you go hard money, ask for cross‑collateral or deferred points to keep cash to close minimal, and avoid maxing personal cards so your credit stays clean for underwriting.

And the other is all the letters and cards they got from those that try to buy pre foreclosures another 100 plus of those and reading through them many went to the same class or were taught by the same fee based how to buy foreclosure guru type person.. same sob stories verbatim you know " sorry your going through this I too went broke and was living in my moms basement until either God or something clicked and I learned how to save my house)  Call me I can help you.. when in fact we all know what each and every one of us do in this business and that is look for screaming deals.