I was thinking a %10 down payment and 5.5/6% interest with my taxes and insurance included in the payment.For a $435,000, you want to use an attorney to create an agreement.

I have a spreadsheet I created for clients.

The deals that make sense today are tighter, but they’re still out there for investors who know how to create value instead of waiting for perfect conditions.

You can create projects for each property or LLC and keep all notes, deadlines, and completed tasks organized in one place.QuickBooks Online is the go-to for financial recordkeeping.

I get an email alert each time a deposit is made.I prefer not to use any third-party vendors (Zelle, etc.) because firstly, that creates another link in the chain that can break down between the tenant's deposit and my bank account (or, create capricious limitations and hurdles like the one you are experiencing).

Coordinating with an estate planner is critical to ensure the transfer doesn’t inadvertently create a taxable event or complicate Medicaid planning.Refinancing / BRRRR strategy: Using the gifted property to refinance and fund another property can work, but you need to make sure lenders are comfortable with the structure.

So now I’m looking for other routes — whether that’s reputable sources for Florida wholesale contracts, templates other investors trust, or tips for building your own with an attorney.I’d love to hear:- How did you find or create the contracts you use for assignments or double closings?

Should I create a company to manage the real estate/rentals then use my house as collateral for the financing to get a fixer upper and renovate it and put that for rent?

Do you create a broker-agreement before you work with a client? 

I’m a relatively new investor with one house hack under my belt (which I’ve since passed on), and I’m eager to keep learning, building, and growing in this community.For me, real estate is more than just deals — it’s about creating opportunities to serve others, building community, and leaving a lasting legacy.