The best screening programs layer in things like verified identity checks, income and employment confirmation pulled directly from payroll or bank data, and rental history verification that goes back several years.

The key is understanding not just how to buy them, but how they fit into your long-term plan (flips, rentals, or BRRRR).A few tips from what I’ve seen work for investors I advise:- Build relationships with your county offices: Tax deed lists and foreclosure auctions are public info, but showing up regularly helps you spot patterns and deals others miss.- Get clear on your rehab numbers early: Many new investors think the property will be worth more than it actually is after fixing it up (the ARV) or forget to factor in how much it costs to hold the property while it’s being renovated.- Know your tax position before you buy: Depending on your income type and how you structure the deal (LLC, partnership, etc.), you could be losing deductions or missing out on ways to offset rehab costs.If you’re not already working with a CPA who understands real estate strategy, that’s one of the biggest early advantages you can give yourself.

As rental markets shift, I’m hearing investors say tenant turnover is hurting margins.Have any of you tried offering maintenance perks, flexible payment dates, or local discount programs?

They can only answer publicly available information though. 3.

There is also a New program that just dropped the down payments for 2-4 unit investment property purchases to a 15% Down Payment making it easier to afford for inventors now.I am also hearing about a lot of "subject to" deals people using Pace Morby's method or cruising on Crex to find deals.  

After accepting, I was hit with (thinly) disguised solicitations as messages (“I just want your advice/feedback, can we jump on a quick call to see if you qualify for our program”) by each one.  

Most DSCR programs prefer 680+ for approval.

Any tips on financing, lenders, or programs that might work well for this type of purchase? 

Watch out for the big common issues with a quote like rate, term, program, down payment, does is carry a PPP (Prepayment penalty) meaning cannot sell or refinance or you pay a 5% fee based on the loan amount.Be aware or Points, Origination fee's, Rate Discount points, turn time to close.

It is akin to me trying to mess with the structure of my house using a CAD program I downloaded from the internet.