@Jeanette Land In that case, I might reach out to a local business broker that helps people buy/sell these type and size of companies.

I guess these borrowers have no problem committing fraud, and probably went to the next lender with a story about how I “left them at the table”.  

The reality is the land has value.This study released by NAR is slightly dated (from Nov 2021) but has a table of property values with an ADU and value of properties without an ADU for many of the larger cities (look at the table at the bottom) .

But we have great bank relationships with interest only so no issue.You can’t take profit off the table through the sale since your purchase has to be higher than the sale.  

Will bring to the table my short term rental experience.

Those would be important questions and then just see what other value they could bring to the table, maybe trusted lender or property management partners.

looking forward to learning from the brokerage side of the table.- Priscilla 689-261-9115

Love that you bring both real estate and hands-on renovation experience to the table.

It seems like when you get the quote and when you get to the closing table the loan rate changes from the quote to the signing - how can this be avoided? 

My wife is a realtor and we've decided to look at acquiring some small to medium sized multifamily properties outside of California.