-Had bad credit (bankruptcy) at the time but good income, I had to use my brothers credit to quality for an FHA loan -Tons of paperwork, inspections, appraisal, few setbacks and minor headaches but eventually got loan approved. -5 months later. we were new landlords :)Point being that i purchased our first property for FREE !

Then they filed bankruptcy. 

Then move back to the US after a year or two with no worry of bankruptcy or recourse. 

There are many millionaires who made their money on SFR Rentals and there are many bankruptcies coming from the same category.

He just read in the paper that the Penn Central Railroad is declaring bankruptcy. 

How many people had to file bankruptcy during the Great Recession due to real estate investments vs. stock market investments? 

Same goes for bankruptcy or loans you personally guarantee. 

The policy owner has multiple benefits:- the obvious death benefit- a contractually guaranteed cash value that can be used at the policy owners discretion- potential dividends (not guaranteed) which will be used to buy more paid up life insurance and compound over time while the policy is in force- potential bankruptcy protection- tax benefitsAnd more

I guess if you're only worried about evictions, bankruptcies, repossessions, or felonies within the last few years, and the illegal alien has had these identification numbers since then, the risk would be the same.  

You can refer out those who need something you can not offer.Or run ads in the paper where divorce attorneys and bankruptcy attorneys advertise.