Your other comments on technology and Millennials I'm not even sure what to make of... 

I work in technology but have a passion for investing in my spare time.  

Surely there is a technology solution to that problem. 

Markets will see disruption by 2020 due to increased use and acceptance of automation technology, which will lead to recession.

We implemented all the technology, so now we only need someone part time, but it's hard to find someone part time to do property management.

Kiavi has invested a lot in technology and branding, but at the end of the day you probably are going to want a more personal service-oriented experience (a real human being!)

I have always been a fan of heat pump technology for my own personal use albeit I don't know what I don't know on it.  

With the technology RE is getting harder and harder to need realtors. 

LOL, well, I am technologically deficient, just saw an ipad watch thing, Dick Tracy didn't have it so good.

American stocks are hold up only by a few technological companies, and the market capitalisation of some of them is absolutely surreal (for instance, Tesla).There are also several important risks looming over the stock market, like antitrust proceedings against Facebook, the approval of a Google tax in Europe, or huge fines for not complying with data privacy regulations.