We operate a very successful TK in the Indianapolis area, and are very sensitive to this topic, as we've had investor express similar frustrations. 

Although I've done a few deals I still consider myself "new" and I'm writing this post looking for some guidance from anyone who took the time to read this "essay" lol..sorry I typed so much but this is the only place I can come to, to express all the feelings & thoughts I have built up inside & everyone reading can relate or understand how I'm feeling. 

I cannot express how cathartic it’s been to write this down.

Originally posted by @Aidan Mulligan:@Eric Carr Thank you for explaining what I've been thinking but couldn't express in the way that you did.

@Tom Rutkowski set up a high cash value indexed universal life insurance policy for me for the express purpose of real estate investing.

<g>A fair number of people on this forum contacted me and expressed an initial interest in taking the property.  

Originally posted by @Chauncy Gray:Hello Frank,I was trying to express that, from my perspective, that banks may not be cunning in the way that they are lying/trying to trick potential borrowers, but cunning in a way they are not fully educating the borrowers when it comes to understanding the numbers.

My RE agent of almost 15 years said that he receives many new clients from the Seattle area who are pivoting their investments away from Seattle into Idaho due to the growing concerns such as you've expressed. 

So another way of expressing this headline would be that "cruise prices down a horrific percentage from last year" 

You’ve failed enough at writing and tried again though to write that very coherent and organized post that expresses almost despair.