.- Cash Flow Advantage: DSCR financing often improves monthly cash flow compared to short-term debt and frees up your debt-to-income ratio for additional properties.- Equity Recycling: Depending on appraisal and seasoning, you may be able to pull out much or all of your original capital and redeploy it into your next deal.- Considerations: Watch for lender seasoning rules (3–6 months in many cases), appraisal risks that could cap your cash-out, and the impact of paying two sets of closing costs.When executed correctly, this hybrid approach allows investors to move quickly on acquisitions, add value through rehab, and then stabilize the property into a sustainable long-term financing structure.

I mean think about it they make 10k for giving out tools that can be gotten many places for free and rehash old ideas etc .. and then you dont need to fund anything and take on risk. 

I am not a debt investor, a bond investor nor am I an investor in corporate debt, private equity debt, peer to peer lending, etc.  

Our debt to GDP ratio is ~125% and growing.  

It was the second year going and boy my wife is sure forgiving when it comes to my habit.  

I would say seller financing may be best route - but if you have debt on it that may not be an option

I’ve found that just acknowledging that upfront with tenants goes a long way in building goodwill.As for giving tenants some input on the schedule, when it’s feasible, it’s been mostly positive in my experience.

Read "Invest in Debt" by Jimmy Napier

If that is what this couple is using to pay their bills, they have hired a company that takes on and negotiates their debt and pays less than what is owed.

The key is to clearly document investor returns as performance-based debt, not equity, and to secure their position with a lien or deed of trust if possible.