Marlando, BP users will be better able to help you if you mentioned what type of property you are looking to invest in(location, price point, condition of property you can handle).Also, what type of assistance are you looking for - Knowledge, professionals, money?

We conducted several user interviews and surveys and a lot of users said that they were more interested in being able to communicate with other folks in messages and in the forums for advice.

It varies by lender, but I’ve seen exceptions made, especially in hot markets with strong equity growth.Portfolio lenders or community banks – They tend to underwrite more creatively, especially for owner-user or mission-aligned uses like clinics.

Hi @Ryan Jenkins Try Redfin or PropStream for more detailed comps, I use Propstream a lot, its very user friendly and pretty accurate.

Profile here for reference: https://www.biggerpockets.com/users/amyb289It stood out as oddly out of place to me to the point where I recalled it and was able to dig it up tonight.Anyway, again...

And once you file a year or two of returns, then they should use the actual cash flow for your DTI, so in your case you'd have been able to use real numbers by the time you're talking about purchasing. 

If BiggerPockets replaced 90% of its user base with AI bots I wouldn't be able to tell the difference.I'm a value investor and this is not a good market for people who actually care about value.

Look at:Small multifamily (3–20 units)Mixed-use buildings (storefront + apartments)Value-add rentals you can improve and raise rentsGood areas to explore:NorristownPottstownBensalemCoatesvilleReading (more cash flow, lower price)Step 3: Use Real Estate to Lower Your TaxesHere’s what wealthy investors do:Real estate gives you depreciation (a legal paper loss)That loss can cancel out some of your income, especially rental or 401k withdrawal incomeIf you or your spouse can qualify as a real estate professional, you can offset W2 income tooThis is how they legally say, “I haven’t paid income tax in decades.”Step 4: Plan the Big PictureThink like this guy you met:$25K/month goal = $300K/yearIf each rental brings $300–$500/month → You need 50–100 rental unitsStart with a few deals this year, build up over 3–5 yearsWhat to Do Next:Talk to a real estate CPAFind a local agent or investor-friendly broker (go to the top of this page and click on AGENTSRun numbers on a few multifamily propertiesBest of luck from Fort Worth, TX 

I do not wish to waste my time watching videos,searching the internet for how tos and what I should be doing.

I wouldn't have wanted to be a first user of smart locks when they first came out, but it looks like they have finally dialed it in to make them reliable.