Trying to demonize or categorize everybody under a broad blanket comment like that is just arrogant and kind of petulant.

More broadly, returns are built around 'expectations' of future performance.

@Damian KlimeHi Damian,E) Repaying Obligations that cannot be met otherwise due to the disaster...in my opinion this would cover taxes as this is a broad and roomy categoryTechnically your taxes are an obligation and you are saying you can’t meet them due to lost rental income due to the disaster.

Hence my inquiry.I understand that people are complex and capable of a broad range of behaviors.

Of course, there is no one way to skin the cat, as different investors have different risk tolerance, and different approaches to this business in general given a wide array of varying factors.

I'm working on a broad analysis of 25 markets to ultimately select a top 3 to do a deep dive market analysis on.

Thats a very personal thing, what is the best way to leverage for me is going to be as uniquely different for us as is what sock is best, or what is the best topping for a burger, there is such an endless array of potential means to achieving such that the "best" way is very dependant upon the person's perception.

Let's start with stocks, there isn't a big secret there the best strategy is buy and hold, not trying to day trade and predict trendlines, invest in a broad index fund with low fees and wait, that's pretty much all there is to it there.  

Being able to think in a structured way is truly a valuable asset and that is learned through a broad understanding of how science, literature and philosophy work. 

Currently spreading as much education on personal finance to communities of color as I can, which runs the gamut from REI to broad-market index fund investing.