I'm not sure if it's for you but you might be interested in our search tools and analytics for the Northern Nevada market it's every multifamily calculated for cash flow potential. 

Your MAO calculation is almost right but you're missing a few things.MAO = ARV  - Desired Profit - Rehab Costs -  Fixed Costs - Holding Costs - Wholesale Fee.Desired profit = the profit a flipper will want to make (N/A if going straight to retail buyers) Fixed costs = Closing costs, agent fees, etc (varies greatly if it's on or off market and can be negotiated with the seller). 

Taking time to analyze each property thoroughly helps you avoid costly mistakes and make confident decisions.Our investment calculators are designed to make that analysis easier and more accurate.

There are lenders out there who calculate DTI in community property states by taking the debts of one spouse and counting the incomes of both spouses... which probably makes as much sense to me as the no-income loans that have started popping up again.But I do love the Non-QM and private lending world as there seems to be a product for everything and everybody underwrites differently. 

@Brandon Castine We use what's called the FICO 5 score, that's the mortgage score, it's calculated differently and generally always lower than the fico 8, the revolving credit score. 

You do not pay this money to anyone, they just want to confirm you have it.You have to currently own a primary residence.There is a prepayment penalty and they vary but the most common is 3% of whatever the balance is, will be calculated and added to the payoff if you payoff prior to 3 years."

Have a great STR operator who can show the ropes, has an STR specific calculator, and help with set-up (furnishings, dialing in the listing, cleaners, photos, etc.). 

Quote from @Ryan Keeslar: Is there a calculator to use to determine what is the best loan to go with? 

You most likely are calculating things correctly.

I do have and Equity Trust Real Estate LLC but could use a partner to work the deal.BP calculator done using rate sheet from best current loan offer.https://www.biggerpockets.com/analysis/flips/65402a1f-e516-4...https://postimg.cc/gallery/cH5cYbv