Only buy quality tools; makes the job much easier.  

An opportunity to move from the Buffalo, NY area to the Rochester, NY area has just come up with my husband's new job offer and we're trying to figure out our next move and if it's time to try our hand in real estate.

Im planning on looking for a duplex to house hack in the Twin Cities, MN, and I was wondering if I should even bother looking into other loans?

Of course that floor joist carried all the weight of the roof, transferring to downstairs wall, so we had to stop the job, get a structural engineer and have a fix done. 

This would allow me to get into the house for almost nothing out of pocket if it works, but I am wondering if Fannie/Freddie guidelines disallow something like this.

I'm wondering if anybody has used their service and what's it like?

I was wondering if folks had insight on quotes for landlord insurance.

In order to do that I must organize my finances and wondered if anyone had a great excel spreadsheet they can recommend to begin creating and daily & monthly budget with the goal of maximizing my savings to have the funds for a down payment.

Initially it was difficult to find good tenants - people were still loosing jobs in Phoenix at the time of purchase.

She now wants to do a complete gut job or even tear it down and rebuild it into a 3-family house.