Quote from @Joseph Palmiero: The IRS requires businesses to send a 1099 to individuals that are paid $600 or more for services performed. 

Very interesting and Metaxas is a great author.The next one I'm starting is "Never Lose a Customer Again: Turn Any Sale Into Lifelong Loyalty in 100 Days" by Joseph John Coleman.

@Joseph Labit.

Thank you @Joseph Cacciapaglia, @Paul Reiland, and @Josh galdston for your input as well! 

@Joseph Walsh the biggest problem is that the people who make the policies will never know that this is why the market has changed.

Quote from @Joseph Beilke: @Chris MuryWell done research.  

He works for himself but idea our go to fix a flip mortgage broker @Joseph Chiofalo..check in with him for financing options which might help with budget and strategy.

@Joseph Bui - i am currently looking at Memphis.

@Joseph Bernal HELOCs are primarily I/O (interest only) and unless you're looking to run extensive scenarios, it's a fairly simple math calculation:E.g Amount drawn on HELOC = $10,000Interest on HELOC = 8%Annual interest paid = $800Monthly HELOC payment = $800/12 = $66.67/mo

@Joseph CrunkiltonHi Joseph, thanks for your input.