Even the successful active investors, house flippers, self managing single family and small multifamily owners are wise to eventually diversify their portfolio into more passive diversified assests like syndications and mutual funds. 

If an owner is in default on their property taxes the property will eventually go into "tax Sale"  The rules for how this is done vary by state ans even county.

Give her some real life stories and maybe she'll eventually come around.

They do add another component to your home that would need maintenance and eventually replaced just like any appliance or hvac unit but if installed correctly they shouldn't be problematic. 

If the servicing spouse is the benificiary of the estate the coverage would eventually need to be put in their name when the estate settles.  

She stuck it out, and patiently waited and they eventually built her house.   

The reason being that if folks keep clicking without booking - that eventually drives the listing to the bottom of the search results and that is equivalent of digging myself in a hole ... any pros out there who can ascertain the above ? 

I do not want to paint over them for fear of the new paint eventually doing the same thing when I have a tenant in the home.

Banks are doing this for federal compliance so most likely every large bank is going to eventually ask for this if you have large money going in and out the door.

But, if you want to feel more confident asking/offering a reasonable price (reasonable to you) for a potential deal, feel free to overpay for the deal, take on the risk, and eventually sell at a loss, and realize that YOUR goals are more important.