So do they want 25% of your income stream?  

If you are selling this property as an investment, any buyer is going to want to see historical financials, a copy of the lease, and likely financial info on the tenant to gauge the level of risk the tenant itself adds to the income stream.

Even if you are able to self insure for the replacement cost of the dwelling you should always remember that your liability exposure is limitless so for the liability reason alone you should always insure and have enough liability coverage on the policy and an umbrella policy to be safe. 

When you w-2 starts to become an opportunity cost instead of an income stream then it's time to make a move.

Mostly all small business owners in SF.So about the same time I believe it was Datsun ( before they rebranded to Nissan) that came out with the first 0% auto loans so they were advertising those as well so 0% was going main stream.. and you see the auto industry never let that die out totally.

The amount of money you spend on an attorney that specializes in real estate is an investment that creates multiple streams knowledge, network, experience and more money.

Do this 20 or so more times and you have a nice $100k/year income stream. 

I continuously stream audiobooks on the way to work, at work, on the way home, while doing chores at home, etc.The more I educate myself, the more I'd like to live more frugally to put my money towards investments.My situation is different than most.

Some companies can do this on a single policy, other will need to issue you a homeowners policy + a Rental dwelling policy.2)  If the property is in an entity other than your personal name, you will need to have both properties insured as Rental dwellings and write a renters policy for your personal liability and personal belongings.As always, it's in your best interest to have your tenants carry renters insurance.

Currently working on the 180 hours of training before taking the national and state exam I have been asking myself how I could tie in an additional revenue stream to help pay the monthly bills while getting started which would still aid in helping me work toward my primary goals.