I've successfully negotiated with banks, IRS, medical, HELOCS.

A medical collection account from 4 years ago is VERY different than a car repo from 2 years ago, for multiple reasons, not the least of which is that they probably didn't plan to get sick, but they DID plan to buy that car ahead of time that they couldn't afford.

Plus real estates is also becoming more main stream and popular so more people are putting money in it.

@AJ Leman is correct that a large, new medical facility is under construction as we speak.

With Lake Champlain, UVM and the great city of Burlington, Chittenden county has experienced housing shortages for a decade; with their proximity to Killington and Pico ski resorts, Lake George and Lake Bomoseen, and employment centers like General Electric and Rutland Regional Medical Center, Rutland Town and Rutland City could very well be the next high growth markets in VT.

Medical Doctors go to 4 years of undergrad, 4 years of medical school, and then 4 years of residency, plus potentially more time if they do a fellowship.

I have seen brokers in here say so many agents wash out with low income, and don't even make any income in their first year--so balance that out.But I'm not a broker and maybe some brokers could elucidate this better.Maybe that is only in some markets I don't know.But stands to reason that some people might avoid you because you drive an old beat up truck vs a more mainstream vehicle.Will these be potential customers I don't know.I am not actually weighing in on this because I am not a broker, and I am far from an average home buyer (who would probably be your customer).I'm just applying what seems like common sense, and be sure to consider the REALITIES of the income stream for starter Realtors.Maybe you could rent a vehicle for crucial times when you want to make that Great Impression.Who would YOU choose to list your home for sale (see pic below):

Also the "Government Housed" crowd in the USA is not the same as it is in Singapore.And I think because we are in the this business, we tend to "Classify" areas and buildings as being the most important factor, but I have been in Class C- units filled with love and family togetherness, and I've been in Class B units filled with arguments, discord and un-happiness.No matter where the USA houses it' poor and downtrodden, their actual "Home" is what they make out it.Of course they can't control crime, but they can control cleanliness and relationships within their own unit.And being poor in the USA (for some) often means driving an Escalade, a free Obama Phone, free medical, free food, free rent, free lawyers, free etc....Where I'm going with this is their happiness doesn't have to hinge on the housing classification, because once they are inside--what they make of it is up to them. 

You won't being paying higher staffing, food, medications, and amenities, so you might as well go for the highest ROI possible by attracting guests who want a high quality and attractive house. 

I look for BRRRR deals around the medical district.