Re-key the office or common areas2.

On one scale, the scores go from 501 to 990 while other scales start at 300 and go to 850.As far as why somebody defaults on loans - the common story is medical bills, followed closely by loss of job.  

I am working on similar tasks for my employer.  

@Donna CurtissAlso consider the self-employed solo 401k as you don't need an LLC to gain checkbook control and it is often less costly.

The same gouging is common here in Texas.

As an example, CPAs provide cost segregation studies for clients across the US and commonly cite TC Opinions to support the movement of depreciable components from 27.5 years to 5 year personal property.

Stable employment, rental inventory, what is the utility of the property?

The common areas have electricity for lighting and hot water heat and there are two coin laundries so the owner utilities consist of common area electric for lighting, gas and water for the common area heat and hot and cold water for the coin laundry. 

Very common in electrical and mechanical rooms. 

I'm thinking it would be smart to use an FHA loan and not wait to save up a large down payment, just because rent makes up such a large percentage of my expenses, even with roommates, and having access to a piano will allow me to perform more often and increase my income further.The biggest question I'm having troubles figuring out is this:How easy is it for someone that's self-employed to get an FHA loan?