But we will be doing a little more due diligence to give them the list from auction.com the liens exceptions list,"Most liens are removed after a foreclosure property sale, but certain liens may remain.Here are some examples:Any lien recorded on title prior in time to the foreclosing mortgage.First Mortgage (if the foreclosing mortgage is a second or third mortgage)HOA or COA assessment liens (in certain states)Mechanic’s Liens (in some states)Government liens such as state and federal tax liens, city or county liens, US Government liens.IRS liens (IRS may buy the property within 120 days after sale at the price paid at foreclosure sale)Code Enforcement Liens, Environmental Liens, and Utility LiensChild Support Liens" to make sure that any title insurance policy will have coverage for these, was this how it worked for you a year ago?

One of our markets could do the same coverage for under $800.

espeecially if i can show a current Debt Service Coverage ratio of 1.25?

How much coverage do I actually need other than the replacement cost?

Regardless, it's also prudent to assuming the new loan will be the lesser of three values (or two if it's a smaller- to mid-sized multi) based on: (1) Loan-to-Value % (LTV), (2) Debt Service Coverage Ratio (DSCR), or (3) Debt Yield (DY).

Typically you can get actual cash value coverage on older roofs (>15 years to last update). 

.- Zoning: A-2-5 (This zoning permits a comprehensive range of agricultural uses in areas particularly suited for agricultural activities.

Is there a comprehensive list of exactly what is required to be for things to be as per code for kitchen and bathroom each.

I’ve seen several insurance companies cap water damage coverage lately, I had to switch because own capped their liability at 30k and I’ve exceeded that twice with my toilet supply line leaks.

Commercial mortgage has a higher interest rate, but the process is much easier since the approval is based on the cash flow of the property and its DSCR (debt service coverage ratio) usually 1.25 or better.