A median tech salary is about $150k and fresh grads from top schools are making that much to start with. 

I have benefitted from market appreciation on my BRRRR but even with the market appreciation on top of the forced appreciation I have yet to get all of my invested money out via the refi. 

Hey @Greg Tomita, I haven’t had any one-on-one experience with cleaners or handyman in the Greater Phoenix area, as of yet (I opertae a few STR dwellings in Europe and will be expanding to top vacation locations in 2018)  but here’s a simple search query listing more service providers than one could handle.

For example, he borrowed $25K, paid me $3K in "interest", now I foreclose, have my purchase basis as $22K now, and am adding the costs of rehab and the foreclosure itself as part of the depreciable basis on top of that $22K, then will have my total basis here soon right before I put the house in service.

Welcome Mitch,The community is a great resource for all kinds of information.

I have a friend who purchased an empty lot a few years ago, developed plans for around 200 apartments to be built, but didn't have the resources to cover the construction/interest costs until revenue could be generated. 

Actually, your 401k is a great resource here, but as a loan from it. 

If you want to ready, from the entry page, if you hover over "Education", you should see plenty of other resources.

On top of that, any depreciation you take has to be recaptured when you sell and taxed at 25%. 

At the top of the food chain is your Fannie/Freddie product which basically has the highest standards, but the lowest costs and rates.