@Terry LaoThanks for the quick response.  

Great response.

I really appreciate your response.

Thanks for the response.  

@Lucas Atencio, thanks for your response.

On October 1st can I use the rents coming in as income for financing purposes?  

@Mohammed AlamThanks for your response.

Thank you all for the knowledgable responses!

@Matthew RayLook into the BRRRR strategy here on BiggerPockets, which is essentially what @Caleb Heimsoth is talking about.If you're buying a turnkey property that needs no work, hard money doesn't really have a purpose, although it allows you to place a quick-closing offer that may get you the deal in a competitive market, and then you can refinance right away into a conventional or long-term loan.

As for 1.5 years vs 2 years of employment you can either have a family member or someone co-sign, as it sounds like you're very responsible and you may have friends or family willing to vouch for you.