My understanding is that in Florida I do not need to hire licensed contractors to do regular routine maintenance (replace lamps, toilets, tiles, etc), is this true?

Smart landlords establish 6 month reserve accounts and/or contingency funds, which protect them in times of vacancies or when expensive unforeseen repair bills pop up in addition to regular planned-for maintenance items.

I also suspected that their would be some sort of selection bias with BP vs. the regular population.

You don't need to make it complex, just tell them you purchased it and plan to move into the unit.As far as the hoarder, do regular inspection. 

I own about 50 student rental units and it is much, much higher than regular landlord policies.

I mostly use regular 8-10 mm laminate in oak pattern if I don't have a finishable floor.

Next is (possibly) to do a 6 months seasoning period where you hold it in your name and get a regular 30 year loan on it.

As a regular practice for tenants that do not have any issues, this would be a shady way to raise the rents before a 1 year anniversary of renting.

Regulars and newbies attend both.

If you have decent income and credit, just go with a bank and get a regular loan.