@Matthew Netwon Marquess It's pretty easy to get out of it if you are not satisfied with the inspection or your walk through.

They meet all screening qualifications and I gave them a speech about how it has to remain two units (i.e. no knocking down of walls to make it one place, etc) but I was wondering if I should sign one lease with both units listed, or have them sign the lease twice, once for each unit of the duplex?

Worst case scenario you will satisfy a caffeine fix and have a receptive audience.

Theyll see a new roof thats what i think but might be picky and say ahh but its not the 30 Lenders require that a roof have a 5 year life remaining.

So when you do a HELOC, in that scenario and I pay it back with the refinance, does the HELOC remain?

Also, he has given me an option to pay (sell price - remaining mortgage payment) amount after 6 months.

Trusts are indeed one way to do this, since you do not have to register trusts (generally) anywhere and the terms/beneficiaries of the trust can remain anonymous in the vast majority of cases.

Excellent deal you can ask as high as 30%.. the remaining 70-80% goes to capital contributors..Good luck

I hope to retire here so I have made every effort to remain on good terms. 

The BK would eliminate personal liability for the mortgage debt, but the lien would remain on the property UNLESS stripped via motion in the BK.