Specifically, I would use wood construction with brick veneer.

Are there any specific funding programs you think I should look at so I can be in biz? 

I don't know if you have a specific reason for using an IRA vs. self directed solo 401k - if you can go the 401k route (self employed) then you have some serious benefits such as much higher contribution limits, less reporting requirements, more investment options etc.

Is there a Florida-specific reason that traditional banks aren’t interested in a HELOC?  

I'm an out-of-state investor with a few units, looking to grow in the next 4 yrs, and I'm hoping to find an agent, or some full time RE professional(s) to work with me on this in a specific market.

I would also highly recommend doing some more multifamily specific research - some good resources are @Michael Blank and Joe Fairless' websites:http://www.themichaelblank.com/ (more of a focus on raising money, which it doesn't sound like you're trying to do?)

Hi, I was wondering what the best way to find the labor and material costs for a specific area.

I'm not completely sure about the conventional rules, but there are very specific guidelines in my world about foreign nationals and many of those guidelines include reduced loan to values.Stephanie

He worked and saved and moved here to specifically look for Multi Family.

Following...I'm interested in long term buy and hold in Puerto Rico specifically short term rentals.