Even if you got a 4-plex (which you should if you can find one), managing 3 tenants likely won't be so time-consuming that it detracts from your schoolwork. 

Be CAREFUL with your consumer debt! 

it will result in forcing many people to have to sell because 2020 consumed a lot of the reserves that owners should have.  

@Adriana VergaraLeave the IRA alone.Double down on paying off consumer debt with getting a side hustle on top of your main gig.

This now becomes a much more costly and time consuming endeavor that likely is not worth the cost or time.    

If I had it to do over I would have waited and got a modest car with low payments and paid it off. 

It will be time consuming at first but like everything with more practice you will get better and faster at this.

Babies are time consuming and we chose to focus all our attention on her.

Something worth looking at.CFPB Issues Rule Affecting EvictionsApril 21, 2021 by NARPM AdvocacyThe Consumer Financial Protection Bureau (CFPB) has released an interim final rule that would, in their words, provide that .....debt collectors, including attorneys, seeking to evict tenants for non-payment of rent must provide tenants who may have rights under the CDC order with clear and conspicuous written notice of those rights.

They helped me with some problems with my original contract and walked me through the whole process.California has rent control, which limits me to increasing rent by 5% annually plus inflation based on the consumer price index.