Concentrate first on eliminating all your bad debt then start saving to invest. 

Although there is not much activity in Albuquerque, Is anyone involved in any local groups that meet up frequently?

My wife spends most of the time here but goes to Canada frequently as well for her business.  

If you go to a board meeting and ask to address the board, you frequently get some reasonable people there who will listen to your argument, ask to see the state paperwork and then forgive the fine and tell the property manager to stop it.  

I met a guy a few months ago at a reia event that focuses on wraps etc but I want to know if there are any BP users who frequently owner finance or do lease options.

They truly have the worst of all worlds ... which is why you see me hammer them on BP so frequently.

I am 24 years old, and currently in a lease paying $1200 a month for the next year. I am interested in getting started in real estate, and buying a property. I have about $40,000 for a down payment. However, I am like...

Jump jobs frequently?    

I wouldn't even know the half of that :)That being said, it appears in Arkansas, although NOT a community property state (where issue occurs frequently ), you have something called Dower and Curtesy in the works there in AR and a few other states.

I listened to every podcast, watched almost every webinar, and found my self frequently analyzing deals and perusing the forums.