Think of it like a savings account—you pay tax on your interest, not your withdrawals. 

My wife and I are debt free and looking to invest in properties for retirement (preferably an early retirement).

Hi,  My  husband and I are looking to start building a real estate rental portfolio to provide additional income for retirement. 

Online... is a long and tedious process :) but if done consistently can be a great supplementary way of getting other folks to notice you and wanting to work with you...You just have to be honest, and even if you are a tire kicker and the newbie, as long as you present your journey showing who you are and where you are coming from and why you are thinking the way you are thinking then folks will learn to trust you, believe you and connect with you, which may or may not of course result in you get the right agent in your local area.Remember what may seem tire kicking to some, and means business as usual.... to you it's the entire life savings... type of decision...  

Start saving your money while learning everything there is to know about finances and real-estate investing.

Usually, people elect S-crop to save Self-Employment taxes, but Rentals are not taxed as self-employment income to begin with.

I have money saved up, 15k, that I am looking to use to purchase my first property and my credit score is ok at 670. one of my issues is my credit utilization due to credit cards I took out for my business that I maxed out and I also have student loans.now fast forward, I want to get into house flipping and later on buying and holding, probably 5-10 years from now. i have done a lot of research on loans I could utilize including the fha loan which seems to be the most attractive to me however I am aware that I would have to stay in the property for a year before I can do anything.

Please see the following for more.https://www.irs.gov/retirement-plans/retirement-pl...

Otherwise they have to partner up or wait more years to save more money to get in the areas they want.Some people send me value add retail with 10 mom and pop tenants to analyze at high caps that are under 2 million and tons of work for a broker.

The goal is the same retire early (60 years old).