And of course they have to have the undermount sink and a pulldown-sprayer faucet to match.

So if it is a 1 bedroom I would say 4 is way too many unless there is some kind of bonus room.

On my drive home , I had a gut feeling and called the seller back to offer $26,250, she went and told the other investor who offered 25k, he countered at $26,500 , she called me back to let me know and said she'd rather sell to me so If I could match the price then its mine.

But that's all of my money.I am expecting a minimum bonus at work next month of 15K - could be closer to 22K not sure yet.Would this be worth getting under contract and getting some contractors to make estimates?

If they seller finance for you, great, offer them some interest or bonus proceeds.

Hello all, i have seen a couple of co ops , and the mortgage plus expenses matches what i pay of rent monthly, is it worth for me to move to one of these?

The only things I might have done differently was paint the entire exterior, update the powder room bathroom differently to match the rest of the house, update the brick fireplace (though I love the look of a brick fireplace).

It is in an unpleasant colour which doesn't match the wall colour (we painted the entire home).We renovated our old home and rented it, so in the beginning, I thought to call the same custom glass company, who helped us with our old home renovation works.

Emerald 30 Year Fixed Calculator Property Value/Purchase Price: Address, City, StateIO TermBorrower Track RecordBorrower Basis (if Refi, Purchase + Rehab Spent) Cash-Out (if Loan is greater than Basis) Borrower FICOAnnual TaxesAnnual Insurance Premium Monthly HOA DuesMonthly Gross Rental IncomeLoan Amount Starting Rate Non-LTV Adjustments Final RateMonthly Principal And Interest Total Monthly Expenses Monthly Cash FlowProperty Debt to Income$ 1,355,000 Fully Amortizing4$1,234,000 No720 $ 16,938 $ 4,743 $-$ 11,525$$ $60% 813,000.006.75% 0.000% 6.750%$778.32 949.15 500.8565.46%$$ $65% 880,750.007.25% 0.000% 7.250%$886.83 1,057.66 392.3472.94%$$ $70% 948,500.007.25% 0.000% 7.250%$955.05 1,125.88 324.1277.65%*properties owned or flipped in last 36 mothsBenefits:Close in 15 days or lessMinimal paperwork (application, lease agreement, corp docs, escrow docs) BPO with rental survey allowedAdjustments:- 0.50% added to the starting rate for borrower cash-out- 0.50% added to the starting rate if borrower / guarantor has no track rec - 0.25% added to the starting rate if borrower / guarantor FICO is between - 0.25% reduced from the starting rate if borrower / guarantor FICO is grea - 0.25% added if Property Debt-to-Income (PDTI) is between 80% and 90% - 0.25% reduced from the starting rate if Property Debt-to-Income (PDTI) is par pricing will provide a 5% bonus to commissionadd 0.5% to rate will provide a 10% bonus to commission$$ $75% 80% 1,016,250.00 $ 1,084,000.007.75% 8% 0.250% 0.250% 8.000% 8.250%$1,100.65 $1,202.03 1,271.48 $ 1,372.86 178.52 $ 77.14 87.69% 94.68%po tower / guarantor FICO is greater than or equal to 750

So to me, long term appreciation is just a bonus and even if my properties lose all their equity when the market crashes (and I wont lose all the equity - it will just be reduced), the cashflow on them will continue to sustain me as they are now.And when the market crashes, I have enough cash to buy EVEN MORE apartment buildings!