Has your work schedule normalized a bit or do they have you working all odd hours still?

When we tour home games we normally just take people's lunch.  

You're making me feel better knowing this is normal in Jersey City.My initial thought process was HOW do people flip constantly in Jersey City and are still able to make the numbers work when it literally takes them 6-12 months just to get permits.

You will receive an additional income stream (additional cash flow) of $3960 annually for the 13 years up until the mortgage would be paid off through they normal amortization.  

You would just do a normal cash-out refinance.  

A normal market is 6.0, so we are definitely in seller's market territory here.

Plymouth isn't a rental area, but it's where I live.I'm paying 8% because of volume, but we didn't need to get a lot of volume to get the 8%...normally 10%

I was signing some paper work and I noticed a clause that basically stated that if the broker does not collect a 3% fee from the "seller" then the buyer is responsible for paying the difference up to 3%....I've just never seen this before...i've only worked with a hand full of realtors though.1) I thought that seller pays realtor fees normally...is this not the case for REOs/Foreclosures?

But nothing you have said thus far will stop you from getting normal, conventional financing.

If the value is $300,000, you should at least be able to cash out to 70% based on a normal conforming mortgage.