From there, there are a lot of companies that can help with the printing and mailing.

I'd check the property records to see I the address she gave was seized by the government or foreclosed on. 

I've been researching wraps on VA loans and find conflicting advise, some are doing it and some say title companies have been prohibited from closing wraps on government backed loans.

Still the rents are high because of Section 8 and Eden government assisted rent programs that pay $$$ (think $885 for a 2bd) for properites with very little appeal. 

The purchase of a license (read all material from the governing body in your area.

20% is the barrier of entry in Canada.Rarely do I see short term scenarios where a bank will fund a project with less, and the one I have seen was a very special circumstance.Relationships with private lenders will give you your downpayment if you find a property in your target market that justifies their investment.The new Federal Government incentive doesn't help much but may be an option to consider.

Dan  Na you need government oversight.

Assisted Living using government aide may be an option.

I have lots of construction background and business experience in government but no actual RE experience other than the purchase, rehab, and sell of our current home.

I just printed off a pdf of the laws and will be reading and high lighting!!